408 Ernie Roberts Rd, Rutledge, TN 37861 (MLS# 1341090)


$725,000
408 Ernie Roberts Rd
Rutledge, TN 37861
MLS# 1341090
4 beds  |  2424 sqft


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Property Description
Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic. The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop. The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun. The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away. The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking. The setting feels tucked away while still keeping everyday conveniences within reach. Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands. This is the kind of property that makes spending time at the lake feel effortless.

Details
Maps
Contract Info
Auction Y/N: No
Occupancy: Either
Listing Price: 725000
Current Price: $725,000
Status: Active
Listing Date: 2026-05-16
Location, Tax & Legal Info
Area: Grainger County - 45
Property Sub-Type: Residential
City/County Code: County
Elementary School: Rutledge
Middle School: Rutledge
Total Tax: 1135.05
High School: Grainger County Adult
General Property Description
Type: Basement Ranch
# Bedrooms: 4
Lot Dimensions: 92X235 IRR
Acres: 0.78
Acre Source: Tax Records
# of Rooms: 11
Restrictions: Yes
Site Built: Yes
Fireplace: Yes
Property Status: N/A
SqFt - Main Lvl: 1212
SqFt - Down Lvl: 1212
SqFt - 2nd Flr Lvl: 0
SqFt - 3rd Flr Lvl: 0
# Fireplace: 1
HOA: No
Basement: Yes
Bonus Room: No
Extra Storage: Yes
SqFt - Total (Aprox): 2424
Baths - Full: 3
Year Built: 2019
Remarks & Misc
Directions: From US-25, continue onto US-11. Turn onto Bowen Rd. In 3 miles, continue onto Ernie Roberts Rd. Property is on the right. Sign on Property.
Public Remarks: Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic. The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop. The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun. The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away. The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking. The setting feels tucked away while still keeping everyday conveniences within reach. Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands. This is the kind of property that makes spending time at the lake feel effortless.
Atchd/Dtchd Type
Detached: 1
Style
Traditional: 1
Construction
Frame: 1
Siding
Vinyl: 1
Fireplace
Gas Log: 1
Cooling
Ceiling Fan(s): 1
Central Cooling: 1
Floors
Laminate: 1
Luxury Vinyl Plank: 1
Garage/Parking
Main Level: 1
Off-Street Parking: 1
Basement
Finished: 1
Plumbed: 1
Walkout: 1
Lot Description
Lake/Water Access: 1
Level: 1
Rolling Slope: 1
Waterfront: 1
Fuel
Propane: 1
View
Lake View: 1
Lakefront: 1
Heat
Central: 1
Community Amenities
Lake/Water Access: 1
Dining Area
Kitchen/Dining Rm Co: 1
Living Rm/Dining Rm: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Smoke Detector: 1
Trash Compactor: 1
Washer: 1
Other Rooms
Addl Living Quarter: 1
Basement Rec Room: 1
Bedroom Main Level: 1
Extra Storage: 1
Great Room: 1
Laundry/Utility: 1
Mstr Bdrm Main Level: 1
Split Bedroom: 1
Exterior Features
Balcony: 1
Deck: 1
Dock: 1
Patio: 1
Porch - Covered: 1
Prof Landscaped: 1
Windows - Insulated: 1
Misc Features
Cathedral Ceiling(s): 1
Internet Available: 1
Kitchen Island: 1
Pantry: 1
Walk-in Shower: 1
Walk-In Closet(s): 1
Sewer
Septic Tank: 1
Water
Public: 1
Outbuildings
Storage Shed: 1
New Financing
Cash: 1
Conventional: 1
New Loan: 1
Showing
See Agent Instructns: 1
Location Tax Legal Info
House #: 408
Street Name: Ernie Roberts
St Suffix: Rd
State/Province: TN
Zip Code: 37861
PIN #: 061G A 01900 000
Subdivision: Big-O-Estates
Geo Lat: 36.265606
Geo Lon: -83.417924
Status Change Info
Status Change Date: 2026-05-20
Property Features
Style: Traditional
Construction: Frame
Siding: Vinyl
Basement: Finished; Plumbed; Walkout
Lot Description: Lake/Water Access; Level; Rolling Slope; Waterfront
View: Lake View; Lakefront
Fireplace: Gas Log
Floors: Laminate; Luxury Vinyl Plank
Fuel: Propane
Heat: Central
Cooling: Ceiling Fan(s); Central Cooling
Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Smoke Detector; Trash Compactor; Washer
Sewer: Septic Tank
Water: Public
Other Rooms: Addl Living Quarter; Basement Rec Room; Bedroom Main Level; Extra Storage; Great Room; Laundry/Utility; Mstr Bdrm Main Level; Split Bedroom
Misc Features: Cathedral Ceiling(s); Internet Available; Kitchen Island; Pantry; Walk-in Shower; Walk-In Closet(s)
Exterior Features: Balcony; Deck; Dock; Patio; Porch - Covered; Prof Landscaped; Windows - Insulated
Outbuildings: Storage Shed
Dining Area: Kitchen/Dining Rm Co; Living Rm/Dining Rm
Community Amenities: Lake/Water Access
Showing: See Agent Instructns
New Financing: Cash; Conventional; New Loan

IDX
Listing Office: Wallace

Last Updated: May - 21 - 2026

The data relating to real estate for sale on this Web Site comes from the IDX Program of the Knoxville Area Association of REALTORS® Multiple Listing Service. © Copyright 2020 All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. This information is updated weekly, however, some of these properties may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision.



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