406 Payne Lane, Spring City, TN 37381 (MLS# 1329936)


$349,000
406 Payne Lane
Spring City, TN 37381
MLS# 1329936
3 beds  |  2236 sqft


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Property Description
Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity—easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner—offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

Details
Maps
Contract Info
Auction Y/N: No
Listing Price: 349000
Current Price: $349,000
Status: Active
Listing Date: 2026-02-19
Location, Tax & Legal Info
Area: Rhea County - 42
Property Sub-Type: Residential
City/County Code: County
Total Tax: 657.44
High School: Rhea County
General Property Description
Type: 1 1/2 Story
# Bedrooms: 3
Acres: 2
Acre Source: Owner
# of Rooms: 7
Restrictions: No
Site Built: Yes
Fireplace: Yes
Property Status: N/A
SqFt - Main Lvl: 2236
SqFt - Down Lvl: 0
SqFt - 2nd Flr Lvl: 0
SqFt - 3rd Flr Lvl: 0
# Fireplace: 1
HOA: No
Basement: No
Bonus Room: Yes
SqFt - Total (Aprox): 2236
Baths - Full: 1
Year Built: 1983
Remarks & Misc
Directions: From 1st Street, head toward Church Street and turn left onto Church Street. From there, turn right onto Inman Street East and continue straight as it transitions into Inman Street West. Next, turn right onto Keith Street NW and proceed straight before turning left onto 25th Street. Turn right onto US-27 North, then make a right onto Rocky Springs Road. Take a slight right onto Muddy Creek Road, followed by a right onto Payne Lane. The property will be located on the right.
Public Remarks: Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity—easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner—offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.
Atchd/Dtchd Type
Detached: 1
Style
Other: 1
Construction
Block: 1
Siding
Wood: 1
Fireplace
Wood Burning Stove: 1
Cooling
Ceiling Fan(s): 1
Central Cooling: 1
Floors
Luxury Vinyl Plank: 1
Garage/Parking
Off-Street Parking: 1
Basement
Crawl Space: 1
Lot Description
Private: 1
Other: 1
Fuel
Gas (Natural): 1
Heat
Central: 1
Other: 1
Appliances
Dishwasher: 1
Other: 1
Exterior Features
Windows - Aluminum: 1
Sewer
Septic Tank: 1
Water
Well: 1
Outbuildings
Storage Shed: 1
New Financing
Cash: 1
Conventional: 1
FHA: 1
THDA: 1
USDA/Rural: 1
VA Loan: 1
Showing
See Agent Instructns: 1
Location Tax Legal Info
House #: 406
Street Name: Payne
St Suffix: Lane
State/Province: TN
Zip Code: 37381
PIN #: 025 001.4100
Subdivision: Valley Dale
Geo Lat: 35.722014
Geo Lon: -84.814041
Status Change Info
Status Change Date: 2026-02-19
Property Features
Style: Other
Construction: Block
Siding: Wood
Basement: Crawl Space
Lot Description: Private; Other
Fireplace: Wood Burning Stove
Floors: Luxury Vinyl Plank
Fuel: Gas (Natural)
Heat: Central; Other
Cooling: Ceiling Fan(s); Central Cooling
Appliances: Dishwasher; Other
Sewer: Septic Tank
Water: Well
Exterior Features: Windows - Aluminum
Outbuildings: Storage Shed
Showing: See Agent Instructns
New Financing: Cash; Conventional; FHA; THDA; USDA/Rural; VA Loan

IDX
Listing Office: eXp Realty, LLC

Office Phone: 423-284-6897

Last Updated: March - 19 - 2026

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