281 Cottage Drive, Ten Mile, TN 37880 (MLS# 1346939)


$1,749,999
281 Cottage Drive
Ten Mile, TN 37880
MLS# 1346939
3 beds  |  3861 sqft


Welcome to 281 Cottage Dr
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Welcome to 281 Cottage Dr homenight 3661 square feet 3 bedroom 3 1/2 bathroom with bonus room and extra flex room in the walk out basement that can serve as a 4th bedroom d5 3 bay shop building with second story storage and an additional half bath Covered dock with 2 boat slips and floating personal water craft dock. Lounging platform to take in the views of Watts Bar Lake _DSC0169 _DSC0178 _DSC0181 Located on a large peaceful cove off of the main channel _DSC0247 _DSC0091 _DSC0099 _DSC9882 _DSC9888 _DSC9879 _DSC9810 _DSC9843 _DSC9813 _DSC9792 _DSC0118 _DSC0253 _DSC0115 _DSC9849 _DSC9852 _DSC9864 _DSC9873 _DSC9876 IMG_1655 IMG_1657 _DSC9996 _DSC0009 _DSC0006 _DSC0021 _DSC0024 _DSC0069 _DSC0045 _DSC0072 _DSC0039 _DSC0108 _DSC9909 _DSC9927 _DSC9918 _DSC9963 _DSC9951 _DSC9960 _DSC9936 _DSC9900 _DSC0130 _DSC0160 2 car attached garage _DSC0256 _DSC0193 _DSC0166 _DSC0190 _DSC0187 _DSC0199 _DSC0202 d9
Open House (08/23/2026 - 1:00 pm - 5:00 pm)

Property Description
**OPEN HOUSE SUNDAY 8/23/26 1-5 pm** Don't miss this opportunity! Perfectly positioned on a large, peaceful cove just off the main channel of beautiful Watts Bar Lake, 281 Cottage Drive offers the ideal blend of tranquil waterfront living, breathtaking views, and effortless access to the open water you have been searching for! This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake. Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout. The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining. Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests. The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living. Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water. In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment. Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come. From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.

Details
Maps
Contract Info
Auction Y/N: No
Listing Price: 1749999
Current Price: $1,749,999
Status: Active
Listing Date: 2026-07-02
Location, Tax & Legal Info
Area: Meigs County - 41
Property Sub-Type: Residential
City/County Code: County
Elementary School: Meigs North
Middle School: Meigs
Total Tax: 2455.08
High School: Meigs County
General Property Description
Type: 2 Story Basement
# Bedrooms: 3
Acres: 0.63
Acre Source: Tax Records
# of Rooms: 12
Restrictions: No
Site Built: Yes
Fireplace: Yes
Property Status: N/A
SqFt - Main Lvl: 1931
SqFt - Down Lvl: 1180
SqFt - 2nd Flr Lvl: 750
SqFt - 3rd Flr Lvl: 0
# Fireplace: 1
HOA: No
Basement: Yes
Bonus Room: Yes
Extra Storage: Yes
SqFt - Total (Aprox): 3861
Baths - Full: 3
Baths - 1/2: 2
Year Built: 2001
Remarks & Misc
Directions: 304 South, Right on Red Cloud, Left on Cottage. House is at the end of the road past the dead end sign on the left. Sign on property.
Public Remarks: **OPEN HOUSE SUNDAY 8/23/26 1-5 pm** Don't miss this opportunity! Perfectly positioned on a large, peaceful cove just off the main channel of beautiful Watts Bar Lake, 281 Cottage Drive offers the ideal blend of tranquil waterfront living, breathtaking views, and effortless access to the open water you have been searching for! This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake. Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout. The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining. Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests. The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living. Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water. In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment. Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come. From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.
Atchd/Dtchd Type
Detached: 1
Style
Cape Cod: 1
Cottage: 1
Construction
Frame - Brick: 1
Siding
Vinyl: 1
Fireplace
Gas Log: 1
Cooling
Central Cooling: 1
Floors
Carpet: 1
Hardwood: 1
Luxury Vinyl Plank: 1
Tile: 1
Garage/Parking
Garage Spaces: 5
Attached: 1
Detached: 1
Garage Door Opener: 1
Garage Faces Side: 1
RV Parking: 1
Basement
Finished: 1
Walkout: 1
Lot Description
Lake/Water Access: 1
Level: 1
Private: 1
Waterfront: 1
Fuel
Electric: 1
Propane: 1
View
Lake View: 1
Lakefront: 1
Heat
Central: 1
Dining Area
Breakfast Room: 1
Eat-in Kitchen: 1
Formal Dining Area: 1
Appliances
Backup Generator: 1
Dishwasher: 1
Microwave: 1
Range: 1
Refrigerator: 1
Security Alarm: 1
Self Cleaning Oven: 1
Smoke Detector: 1
Other Rooms
2nd Rec Room: 1
Addl Living Quarter: 1
Basement Rec Room: 1
Bedroom Main Level: 1
Breakfast Room: 1
Extra Storage: 1
Family Room: 1
Laundry/Utility: 1
Mstr Bdrm Main Level: 1
Sunroom: 1
Workshop: 1
Exterior Features
Deck: 1
Dock: 1
Patio: 1
Porch - Covered: 1
Windows - Vinyl: 1
Misc Features
Cathedral Ceiling(s): 1
Internet Available: 1
Kitchen Island: 1
Pantry: 1
Trey Ceiling: 1
Walk-in Shower: 1
Walk-In Closet(s): 1
Washer/Dryer Connect: 1
Sewer
Septic Tank: 1
Water
Public: 1
Outbuildings
Detached Workshop: 1
New Financing
Cash: 1
Conventional: 1
New Loan: 1
VA Loan: 1
Showing
See Agent Instructns: 1
Location Tax Legal Info
House #: 281
Street Name: Cottage
St Suffix: Drive
State/Province: TN
Zip Code: 37880
PIN #: 006 005.00
Geo Lat: 35.700487
Geo Lon: -84.697719
Status Change Info
Status Change Date: 2026-07-07
Property Features
Style: Cape Cod; Cottage
Construction: Frame - Brick
Siding: Vinyl
Basement: Finished; Walkout
Lot Description: Lake/Water Access; Level; Private; Waterfront
View: Lake View; Lakefront
Fireplace: Gas Log
Floors: Carpet; Hardwood; Luxury Vinyl Plank; Tile
Fuel: Electric; Propane
Heat: Central
Cooling: Central Cooling
Appliances: Backup Generator; Dishwasher; Microwave; Range; Refrigerator; Security Alarm; Self Cleaning Oven; Smoke Detector
Sewer: Septic Tank
Water: Public
Other Rooms: 2nd Rec Room; Addl Living Quarter; Basement Rec Room; Bedroom Main Level; Breakfast Room; Extra Storage; Family Room; Laundry/Utility; Mstr Bdrm Main Level; Sunroom; Workshop
Misc Features: Cathedral Ceiling(s); Internet Available; Kitchen Island; Pantry; Trey Ceiling; Walk-in Shower; Walk-In Closet(s); Washer/Dryer Connect
Exterior Features: Deck; Dock; Patio; Porch - Covered; Windows - Vinyl
Outbuildings: Detached Workshop
Dining Area: Breakfast Room; Eat-in Kitchen; Formal Dining Area
Showing: See Agent Instructns
New Financing: Cash; Conventional; New Loan; VA Loan

IDX
Listing Office: Wallace

Last Updated: August - 22 - 2026

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