$1,150,000
Harriman, TN 37748
MLS# 1334961
4 beds | 2626 sqft
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Property Description
Live Where Every Day Feels Like a Vacation... An exceptional opportunity for investors or those seeking a vacation home that helps pay for itself..generated almost 18K in revenue during June & July 2026 alone. Owners and guest are sure to enjoy their private escape on the river--where peaceful waters, serene views, and luxury living come together in perfect harmony. This stunning property has been thoughtfully renovated inside and out, offering a rare blend of comfort, style, with proven income. Step outside and you'll find a newly renovated covered dock with lift, & drive up Jet Ski Dock 3 Min Jet Ski ride to gas & marina, multiple expansive decks designed for entertaining, relaxing, and soaking in those breathtaking river views year-round. Inside, the beautiful upgrades include quartz countertops, a spa-inspired master suite featuring a freestanding soaking tub and an incredible full-body shower system that feels like your own private retreat. Lots of new renovations less than 5yrs old including roof, & the in-ground saltwater Pool overlooking river located by downstairs entrance. This amazing home features Hardy Siding & elegant stonework, a pool house, and washer dryer in downstairs to remain,sunroom that brings the outdoors in no matter the season. Extra space including a 3-car garage and even a charming guest house/tiny home perfect for visitors or additional rental income. Bonus Opportunity: This property is uniquely set up as one rental or can function as 3 separate short-term rentals , making it a powerful income-producing investment--or keep it all to yourself as your personal riverfront paradise. Whether you're looking to invest, entertain, or simply escape... this one checks every box.
Details
Maps
Contract Info
Auction Y/N: No
Occupancy: Either
Listing Price: 1150000
Current Price: $1,150,000
Status: Active
Listing Date: 2026-04-01
Location, Tax & Legal Info
Area: Roane County - 31
Property Sub-Type: Residential
City/County Code: County
Elementary School: Dyllis
Middle School: Oliver Springs
Total Tax: 2656
High School: Oliver Springs
General Property Description
Type: 2 Story Basement
# Bedrooms: 4
Lot Dimensions: 208.88 X 283 IRR
Lot Size SqFt: 56192
Acres: 1.29
Acre Source: Tax Records
# of Rooms: 10
Restrictions: Yes
Site Built: Yes
Fireplace: Yes
Property Status: N/A
SqFt - Main Lvl: 1824
SqFt - Down Lvl: 1624
SqFt - 2nd Flr Lvl: 0
SqFt - 3rd Flr Lvl: 0
# Fireplace: 1
HOA: No
Basement: Yes
Bonus Room: Yes
Extra Storage: Yes
SqFt - Total (Aprox): 2626
Baths - Full: 3
Baths - 1/2: 1
Year Built: 2001
Remarks & Misc
Directions: Directions: From I-40 take TN-58 to N Kentucky Street. Take N Kentucky Street to Sugar Grove Valley Road to Black Oak Road and turn right onto Black Oak Road. Take Black Oak Road to right onto Bluff View Road to right onto Settlers Road. House will be last house on left.
Public Remarks: Live Where Every Day Feels Like a Vacation... An exceptional opportunity for investors or those seeking a vacation home that helps pay for itself..generated almost 18K in revenue during June & July 2026 alone. Owners and guest are sure to enjoy their private escape on the river--where peaceful waters, serene views, and luxury living come together in perfect harmony. This stunning property has been thoughtfully renovated inside and out, offering a rare blend of comfort, style, with proven income. Step outside and you'll find a newly renovated covered dock with lift, & drive up Jet Ski Dock 3 Min Jet Ski ride to gas & marina, multiple expansive decks designed for entertaining, relaxing, and soaking in those breathtaking river views year-round. Inside, the beautiful upgrades include quartz countertops, a spa-inspired master suite featuring a freestanding soaking tub and an incredible full-body shower system that feels like your own private retreat. Lots of new renovations less than 5yrs old including roof, & the in-ground saltwater Pool overlooking river located by downstairs entrance. This amazing home features Hardy Siding & elegant stonework, a pool house, and washer dryer in downstairs to remain,sunroom that brings the outdoors in no matter the season. Extra space including a 3-car garage and even a charming guest house/tiny home perfect for visitors or additional rental income. Bonus Opportunity: This property is uniquely set up as one rental or can function as 3 separate short-term rentals , making it a powerful income-producing investment--or keep it all to yourself as your personal riverfront paradise. Whether you're looking to invest, entertain, or simply escape... this one checks every box.
Atchd/Dtchd Type
Detached: 1
Style
Traditional: 1
Construction
Frame: 1
Siding
Fiber Cement: 1
Fireplace
Gas Log: 1
Marble: 1
Gas: 1
Cooling
Ceiling Fan(s): 1
Central Cooling: 1
Floors
Hardwood: 1
Laminate: 1
Tile: 1
Garage/Parking
Garage Spaces: 3
Attached: 1
Basement: 1
Garage Door Opener: 1
Garage Faces Side: 1
Basement
Partially Finished: 1
Plumbed: 1
Slab: 1
Walkout: 1
Lot Description
Irregular Lot: 1
Lake/Water Access: 1
River: 1
Rolling Slope: 1
Waterfront: 1
Fuel
Electric: 1
Propane: 1
View
Country Setting: 1
Lake View: 1
Lakefront: 1
Mountain View: 1
Heat
Central: 1
Community Amenities
Lake/Water Access: 1
Dining Area
Eat-in Kitchen: 1
Kitchen/Dining Rm Co: 1
Appliances
Dishwasher: 1
Disposal: 1
Range: 1
Smoke Detector: 1
Other Rooms
Addl Living Quarter: 1
Bedroom Main Level: 1
Extra Storage: 1
Family Room: 1
Laundry/Utility: 1
Mstr Bdrm Main Level: 1
Split Bedroom: 1
Sunroom: 1
Workshop: 1
Exterior Features
Balcony: 1
Deck: 1
Dock: 1
Patio: 1
Pool - Swim (Ingrnd): 1
Porch - Covered: 1
Prof Landscaped: 1
Windows - Vinyl: 1
Misc Features
Internet Available: 1
Kitchen Island: 1
Pantry: 1
Trey Ceiling: 1
Walk-in Shower: 1
Walk-In Closet(s): 1
Washer/Dryer Connect: 1
Whirlpool Tub: 1
Wired for Internet: 1
Sewer
Septic Tank: 1
Water
Public: 1
Outbuildings
Guest House: 1
Association Fee Incl
Other: 1
New Financing
Cash: 1
Conventional: 1
New Loan: 1
Showing
See Agent Instructns: 1
Location Tax Legal Info
House #: 141
Street Name: Settlers
St Suffix: Rd
State/Province: TN
Zip Code: 37748
PIN #: 038E C 01504 SI 001
Subdivision: Cedarlake Retreat
Geo Lat: 35.908841
Geo Lon: -84.444989
Status Change Info
Status Change Date: 2026-04-05
Property Features
Style: Traditional
Construction: Frame
Siding: Fiber Cement
Basement: Partially Finished; Plumbed; Slab; Walkout
Lot Description: Irregular Lot; Lake/Water Access; River; Rolling Slope; Waterfront
View: Country Setting; Lake View; Lakefront; Mountain View
Fireplace: Gas Log; Marble; Gas
Floors: Hardwood; Laminate; Tile
Fuel: Electric; Propane
Heat: Central
Cooling: Ceiling Fan(s); Central Cooling
Appliances: Dishwasher; Disposal; Range; Smoke Detector
Sewer: Septic Tank
Water: Public
Other Rooms: Addl Living Quarter; Bedroom Main Level; Extra Storage; Family Room; Laundry/Utility; Mstr Bdrm Main Level; Split Bedroom; Sunroom; Workshop
Misc Features: Internet Available; Kitchen Island; Pantry; Trey Ceiling; Walk-in Shower; Walk-In Closet(s); Washer/Dryer Connect; Whirlpool Tub; Wired for Internet
Exterior Features: Balcony; Deck; Dock; Patio; Pool - Swim (Ingrnd); Porch - Covered; Prof Landscaped; Windows - Vinyl
Outbuildings: Guest House
Dining Area: Eat-in Kitchen; Kitchen/Dining Rm Co
Community Amenities: Lake/Water Access
Association Fee Incl: Other
Showing: See Agent Instructns
New Financing: Cash; Conventional; New Loan
IDX
Listing Office: Coldwell Banker Jim Henry
Last Updated: July - 24 - 2026
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