$400,000
Monterey, TN 38574
MLS# 1322738
3 beds | 1837 sqft
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Property Description
Move-in ready with room to breathe. Built in 2022 and upgraded in 2025, this home sits on 3.84 wooded acres in Cumberland Cove and offers a combination that's getting harder to find right now: modern construction, functional layout, and land you can actually enjoy. Inside, the space is clean, open, and designed for everyday living. The kitchen has been updated with quartz countertops, stainless appliances, and durable LVP flooring - giving you a low-maintenance, move-in-ready setup from day one. The main-level primary suite keeps things practical, while upstairs gives you flexibility with two bedrooms, a full bath, and a loft that works as an office, bonus room, or guest space. But the real value shows up outside. Covered front and back porches. Nearly four acres of wooded privacy. Space to expand, garden, or just not see your neighbors every five minutes. And being in Cumberland Cove means access to private trails, waterfalls, and scenic overlooks - without giving up convenience to town. Here's the reality: Buyers right now are choosing between older homes that need work... or waiting months on new construction. This gives you neither problem. If you've been watching the market and haven't found the right fit yet, this may be the one that finally checks the boxes.
Details
Maps
Contract Info
Auction Y/N: No
Listing Price: 400000
Current Price: $400,000
Status: Active
Listing Date: 2025-11-22
Location, Tax & Legal Info
Area: Putnam County - 53
Property Sub-Type: Residential
City/County Code: County
Elementary School: Burks
Middle School: Burks
Total Tax: 1510.22
High School: Monterey
General Property Description
Type: 2 Story
# Bedrooms: 3
Lot Size SqFt: 178595
Acres: 3.84
Acre Source: Owner
# of Rooms: 7
Restrictions: Yes
Site Built: Yes
Fireplace: No
HOA Fee: 138
HOA Freq: Yearly
HOA Contact: Cumberland Cove POA 931-839-2926
Property Status: N/A
SqFt - Main Lvl: 1837
# Fireplace: 0
HOA: Mandatory
Basement: No
Bonus Room: Yes
SqFt - Total (Aprox): 1837
Baths - Full: 2
Baths - 1/2: 1
Year Built: 2022
Remarks & Misc
Directions: From Landers Trade at 250 E Stratton Ave, head onto US-70N E/E Stratton Ave toward S Elm St, turn Right onto Cumberland Cove Rd, turn Right onto W Laurel Way. House will be on the Left.
Public Remarks: Move-in ready with room to breathe.
Built in 2022 and upgraded in 2025, this home sits on 3.84 wooded acres in Cumberland Cove and offers a combination that's getting harder to find right now: modern construction, functional layout, and land you can actually enjoy.
Inside, the space is clean, open, and designed for everyday living. The kitchen has been updated with quartz countertops, stainless appliances, and durable LVP flooring - giving you a low-maintenance, move-in-ready setup from day one.
The main-level primary suite keeps things practical, while upstairs gives you flexibility with two bedrooms, a full bath, and a loft that works as an office, bonus room, or guest space.
But the real value shows up outside.
Covered front and back porches. Nearly four acres of wooded privacy. Space to expand, garden, or just not see your neighbors every five minutes.
And being in Cumberland Cove means access to private trails, waterfalls, and scenic overlooks - without giving up convenience to town.
Here's the reality: Buyers right now are choosing between older homes that need work... or waiting months on new construction.
This gives you neither problem.
If you've been watching the market and haven't found the right fit yet, this may be the one that finally checks the boxes.
Atchd/Dtchd Type
Detached: 1
Style
Craftsman: 1
Construction
Frame: 1
Siding
Vinyl: 1
Fireplace
None: 1
Cooling
Central Cooling: 1
Floors
Laminate: 1
Garage/Parking
Common: 1
Designated Parking: 1
Main Level: 1
RV Garage: 1
Other: 1
Basement
Crawl Space: 1
Lot Description
Level: 1
Wooded: 1
Fuel
Electric: 1
View
Country Setting: 1
Wooded: 1
Heat
Central: 1
Community Amenities
Golf Course: 1
Dining Area
Kitchen/Dining Rm Co: 1
Appliances
Dishwasher: 1
Range: 1
Refrigerator: 1
Smoke Detector: 1
Other Rooms
Den/Study: 1
Extra Storage: 1
Family Room: 1
Laundry/Utility: 1
Mstr Bdrm Main Level: 1
Exterior Features
Porch - Covered: 1
Windows - Vinyl: 1
Misc Features
Kitchen Island: 1
Walk-in Shower: 1
Walk-In Closet(s): 1
Washer/Dryer Connect: 1
Sewer
Septic Tank: 1
Water
Public: 1
New Financing
Cash: 1
Conventional: 1
Exchange: 1
FHA: 1
THDA: 1
USDA/Rural: 1
VA Loan: 1
Showing
See Agent Instructns: 1
Location Tax Legal Info
House #: 1023
St Dir: W
Street Name: Laurel
St Suffix: Way
State/Province: TN
Zip Code: 38574
PIN #: 104 349.00
Subdivision: Cumberland Cove
Geo Lat: 36.06148
Geo Lon: -85.269112
Status Change Info
Status Change Date: 2025-11-22
Property Features
Style: Craftsman
Construction: Frame
Siding: Vinyl
Basement: Crawl Space
Lot Description: Level; Wooded
View: Country Setting; Wooded
Fireplace: None
Floors: Laminate
Fuel: Electric
Heat: Central
Cooling: Central Cooling
Appliances: Dishwasher; Range; Refrigerator; Smoke Detector
Sewer: Septic Tank
Water: Public
Other Rooms: Den/Study; Extra Storage; Family Room; Laundry/Utility; Mstr Bdrm Main Level
Misc Features: Kitchen Island; Walk-in Shower; Walk-In Closet(s); Washer/Dryer Connect
Exterior Features: Porch - Covered; Windows - Vinyl
Dining Area: Kitchen/Dining Rm Co
Community Amenities: Golf Course
Showing: See Agent Instructns
New Financing: Cash; Conventional; Exchange; FHA; THDA; USDA/Rural; VA Loan
IDX
Listing Office: Wallace Upper Cumberland
Last Updated: July - 20 - 2026
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